N°N (Number N) Account
Money market deposit account (MMDA) for workers that waives various fees when used together with salary transfers, N°N cards, or 2X cards.
Eligibility : Individuals age 18 and older. (Private businesses not eligible; one account per person.)
Enrollment Amount : No restriction
Applied Interest Rate (Pre-tax, at maturity) : Interest rate posted on the KEB Hana Bank website or at a branch on the date of account opening or renewal.
Preferential Services
Preferential Service 1
※ Criteria (Satisfy ① or ②) :
- Customers who have made salary transfers to this account. (Note 1)
- Customers who have used this account as the payment account for a N°N Card or 2X Card. (Note 2)
(Note 1) If recognized as salary.
Deposits via branch counter, Internet, bulk Giro transfer, bulk CMS transfer, 3rd-party bank exchange, and electronic banking network.
- If the deposit (code) is electronically recognized as salary (pension)-type funds.
- Above transaction details + corporate name" or "corporate name + above transaction details" if transactions are salary, wage, pay, payroll, bonus, pension, etc. (Excludes those who directly input transaction details when depositing at a branch counter.)
If depositing on a designated salary transfer date.
- If at least KRW 500,000 is deposited in a transaction within two business days of the salary date specified by the customer.
(Note 2) Based on KEB Hana Card usage history.
Recognition of card usage: Approval cases are on an approval date basis; Non-approval cases are on a purchase date basis.
Non-Approval Cases (Example): Transit card payment, mobile carrier fee transfer, insurance premium transfer, etc.
Preferential Service Information (Subject to transactions conducted via this account)
- Other electronic banking transfer fees waived. (Note 3); Fee exemptions provided in Preferential Service 1.
- Fees waived for withdrawals from a KEB Hana Bank account after business hours using a KEB Hana Bank CD/ATM.
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Fees waived for withdrawals from a KEB Hana Bank account using a 3rd-party bank ATM.
(Limited to on- and off-site ATMs operated by KEB Hana Bank.)
(Note 3) Internet, Phone, Mobile, and Smartphone Banking.
Method of Provision: Preferential Service 1 shall be provided in the following month if condition ① is satisfied in the previous month or month before or condition ② is satisfied in the previous month.
Preferential Service 2
※ Criteria (Satisfy ① or ②) :
- Customers who have had salary transfers of at least KRW 500,000 per month to this account.
- Customers who have made a transaction of at least KRW 100,000 with a N°N Card or 2X Card using this account as the payment account.
Preferential Service Information (subject to transactions conducted via this account)
- Fee exemptions provided in Preferential Service 1 +
- Fees waived for transfers from a KEB Hana Bank account to another bank via a KEB Hana Bank ATM.
Method of Provision: Preferential Service 1 shall be provided the following month if condition ① is satisfied in the previous two months, or condition ② is satisfied in the previous month.
Special Preferential Service
※ ‘Preferential Services 1 and 2’ are provided from the date of enrollment in deposit account until the end of the following business day, regardless of the criteria.
Additional Benefits
※ Preferential Service 1 and 2 are provided if the customer holding this account type satisfies the following criteria.
※ Target: Customers who have submitted supporting documents for maternity leave, parental leave, medical leave, or resignation within 6 months of the date of occurrence.
※ Documents (Example): Verifiable documents such as certificate of maternity leave, parental leave, medical leave, or work experience.
※ Criteria: At least two months of salary transfer history over the past three months based on the month prior to date of occurrence. (At least KRW 500,000 per month)
※ Service Period: Provided up to the end of the sixth month from the date of application.
Precautions about Deposit Transactions
※ Interest rate may fluctuate. In such cases, the changed interest rate will be applied.
※ Additional benefits are subject to change based on bank conditions. Changes to relevant information (including reasons) shall be announced on the KEB Hana Bank website and at branches for one month.
※ Salary history shall be applied with respect to the month in which actual salary was deposited into the account.
※ The date shall not be advanced or deferred to the previous or following business day, respectively, even if a designated salary date falls on a holiday.
Guide
This deposit account is protected by the Korea Deposit Insurance Corp. in accordance with the Depositor Protection Act, and the protection limit is a maximum of KRW 50,000,000 per person, including all principal and fixed interest for eligible financial products at KEB Hana Bank. The amount in excess of KRW 50,000,000 is not protected.
This information represents a summary of the contents. For details, please refer to the KEB Hana Bank Terms & Conditions or individual agreements.
We recommend seeking the advice of a specialist if necessary.