Easy-One Pack Account
A money market deposit account (MMDA) especially for foreign customers that offers electronic banking and ATM fee exemptions for those using a check card or salary transfer service.
Real-Name Foreigner or Foreign Business Operator : Real-Name Foreigner Personal Account
Enrollment Amount : No restriction
- Interest rates posted on the KEB Hana Bank website or at a branch on the date of account opening or renewal.
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2013. 3. 25 Current Applied Interest Rate
For average balance of less than KRW 50,000,000: 0.1% per annum
For average balance of KRW 50,000,000 or more: 0.2% per annum
Preferential Services
The following preferential services will be provided to a customer with this account type if the respective conditions are met.
Preferential Service 1
※ Criteria: History of using this account as the payment account for a Rainbow check card, Global check card, or KEB Hana credit card. - Note
※ Service Information (Subject to transactions conducted via this account)
- Other electronic banking transfer fees waived. - Note 1
- Fees waived for transfers to a KEB Hana Bank account or withdrawals made after business hours using a KEB Hana Bank ATM. (Not applicable for transfers to 3rd-party banks.)
※ Method of Provision: Preferential service provided the following month if “conditions are satisfied in the previous month.”
Note: N°N Card, 2X Card, Crossmile Card, Signature Card, Global Card, and Expat Card
Note 1: Internet, Phone, Mobile, and Smartphone Banking.
Preferential Service 2
※ Criteria: If salary is paid to this account or at least KRW 300,000 was deposited into an Easy-One Pack Deposit account the previous month (in the customer's name.) - Note 2
※ Service Information (Subject to transactions conducted via this account)
- Fee exemptions provided in Preferential Service 1.
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Withdrawal fee waived when using a 3rd-party ATM to withdraw funds from a KEB Hana Bank account.
(Limited to on- and off-site ATMs operated by KEB Hana Bank.)
Method of Provision: Preferential service shall be provided in the following month if “a deposit was made the previous two months” or "KRW 300,000 or more was deposited into an Easy-One Pack Deposit Account.”
Note 2: If recognized as salary.Deposits via branch counter, Internet, bulk Giro transfer, bulk CMS transfer, 3rd-party bank exchange, and electronic banking network.
- If the deposit (code) is a salary (pension) type fund.
- Transactions that are salary, wage, pay, payroll, bonus, pension, etc.
- If depositing on a designated salary transfer date.
- If KRW 500,000 or more is deposited within two business days of the salary date specified by the customer.
Special Preferential Service
Preferential Services 1 and 2 are provided until the end of the following business day from the date of initial sign-up regardless of the criteria.
Terminate Contract
Termination can be made at a branch.
Guide
This deposit account is protected by the Korea Deposit Insurance Corp. in accordance with the Depositor Protection Act, and the protection limit is a maximum of KRW 50,000,000 per person, including all principal and fixed interest for eligible financial products at KEB Hana Bank. The amount in excess of KRW 50,000,000 is not protected.
Terms of preferential service are subject to change depending on bank conditions. Any changes to relevant information (including reasons for change) shall be announced on the KEB Hana Bank website and at branches for one month.
This information represents a summary of the contents. For details, please refer to the KEB Hana Bank Terms & Conditions or individual agreements.
We recommend seeking the advice of a specialist if necessary.